Legal Officer H/F - 75

Swan is Europe's embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies-like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They're on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there's still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It's a missed opportunity. Business software shouldn't just record financial activity - it should run it.

To learn more about us:;.Swan is looking for a Legal Officer to join the brand new Legal team and help us build our legal set-up on payment and business regulation. Our legal team keeps our banking features safe and secure, and always has to think about the best way to combine multiple areas: business, legal, partners and more. Swan is both a technology company and payment services company, and our legal team makes these pieces fit together!

Reporting directly to the VP Legal, you will have a critical role in developing and managing contract processes, ensuring efficient negotiations and collaboration with the compliance team. You will be responsible for creating and streamlining contract workflows to support our business objectives and risk management strategies. Working closely notably with sales, product, and IT teams, you will design negotiation protocols and frameworks that enhance alignment with business goals while ensuring legal soundness.

Your mission

- Drafting and Negotiation: Draft, review, and negotiate complex commercial contracts (partnerships, suppliers, clients) in both English and French, ensuring each agreement aligns with our business objectives and legal requirements.
- Contract Lifecycle Management: Manage contracts from initiation to renewal or termination, establishing and maintaining key milestones, timelines, and alerts for contract expiration or amendments.
- Process Development in Negotiations: Develop standardized negotiation frameworks and processes to streamline contract discussions, minimize negotiation cycles, and ensure consistent compliance with legal and business requirements.
- Compliance & Watch: Ensure all contracts and business practices comply with relevant laws and regulations, including data protection (GDPR), payment regulations, and anti-money laundering (AML) standards, incorporating best practices in legal compliance.
- Risk Assessment and Management: Identify, assess and mitigate contractual risks and manage dispute resolution processes when required.
- Internal legal business partner: Advise and train operational teams (sales, product, tech, etc.) on legal and contractual matters, fostering a string legal culture and supporting informed business decision.
- Knowledge & Document Management: Implement and improve systems for contract archiving, document management, and knowledge sharing within the legal team and across the company.